Think you don’t have enough for the down payment?

You can buy a home today with $0 money down with these down payment assistance program...


Pathway to Purchase:

The Pathway to Purchase program provides an attractive 30-year fixed-rate mortgage with a Down Payment Assistance (DPA) second mortgage equal to 10% of the purchase price, up to a maximum of $20,000.

Program Details:

  • The DPA second mortgage is a five–year forgivable lien against the subject property at a 0% interest rate and no required monthly payments.
  • The down payment assistance (DPA) can be used toward the down payment and / or closing costs

Eligibility Requirements:

  • Income not to exceed $92,984
  • Purchase limit not to exceed $371,936
  • Minimum Credit Score of 640
  • Down payment assistance not to exceed 10% of purchase price, up to $20,000
  • Existing Single-Family, Townhomes or Condo’s new construction is not allowed.
  • Available in these zip codes: 85730, 85706, 85747, 85712, 85710, 85711, 85713, 85746.
  • All homebuyers are required to complete a pre purchase homebuyer education course through a HUD approved homebuyer education provider. Options include online, over-the-phone and in person

First Step: CONTACT US TODAY to find an approved lender and appropriate house

Homebuyers Solution:

  • Down payment assistance options available at 3%, 4% and 5%.  
  • No requirement to pay back the grant. It is not a 2nd mortgage.
  • Principal residence, must occupy the property within 60 days of closing.
  • No first-time homebuyer requirement
  • Annual household income equal or less than $82,600/year and Fico of 640+
  • The money is available and has continuous funding

CONTACT US TODAY to find an approved lender and appropriate house

Tammy Borgmeyer | Steve Willis